{"id":214,"date":"2023-12-27T04:00:00","date_gmt":"2023-12-26T22:00:00","guid":{"rendered":"https:\/\/www.highpointeins.com\/blog\/?p=214"},"modified":"2023-12-28T04:57:50","modified_gmt":"2023-12-27T22:57:50","slug":"common-myths-about-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.highpointeins.com\/blog\/common-myths-about-motorcycle-insurance\/","title":{"rendered":"Common myths about motorcycle insurance"},"content":{"rendered":"<p>Is there anything more fun than riding a motorcycle? If you decide to ride a bike, you should prepare for responsibilities. Protecting your motorcycle, passengers, and other people on the road is one of these responsibilities. If you shop for&nbsp;motorcycle insurance, you should be aware of popular&nbsp;myths about it. In this blog post, we are going to debunk them:<\/p>\n<h2><strong>Myth 1: It is not required in Kansas to carry&nbsp;motorcycle insurance<\/strong><\/h2>\n<p>The truth is that motorcycle insurance is like car insurance. That means riding a motorcycle without insurance means breaking the law. If you decide to ride without a valid insurance policy, be ready to face financial consequences and other penalties.&nbsp;<\/p>\n<h2><strong>Myth 2. Motorcycle insurance costs too&nbsp;much<\/strong><\/h2>\n<p>It is incorrect to say that motorcycle insurance is expensive because certain factors determine its cost. These factors are the type and age of a motorcycle, location, any present modifications to the motorcycle, and others. Based on these factors, an insurance agent will help calculate your exact insurance cost.&nbsp;&nbsp;<\/p>\n<h2><strong>Myth 3: Collision and comprehensive coverage are the same<\/strong><\/h2>\n<p>Collision and comprehensive coverage are the&nbsp;most common terms in insurance, but they are different. Collision coverage&nbsp;covers physical damage, while comprehensive coverage covers damage unrelated to road accidents.&nbsp;<\/p>\n<p>As you can see,&nbsp;motorcycle insurance has certain&nbsp;misconceptions. This&nbsp;makes the choice of proper&nbsp;motorcycle insurance&nbsp;more complicated, especially for new policyholders. If you live in Kansas and need help looking for an insurance plan, contact&nbsp;HighPointe Insurance Services LLC, serving customers in Overland Park, KS.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is there anything more fun than riding a motorcycle? If you decide to ride a bike, you should prepare for responsibilities. Protecting your motorcycle, passengers, and other people on the road is one of these responsibilities. If you shop for&nbsp;motorcycle insurance, you should be aware of popular&nbsp;myths about it. In this blog post, we are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-214","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highpointe-insurance-services-llc","tag-overland-park-ks"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/comments?post=214"}],"version-history":[{"count":1,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/214\/revisions"}],"predecessor-version":[{"id":215,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/214\/revisions\/215"}],"wp:attachment":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/media?parent=214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/categories?post=214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/tags?post=214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}