{"id":248,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-29T22:00:00","guid":{"rendered":"https:\/\/www.highpointeins.com\/blog\/?p=248"},"modified":"2025-05-20T01:00:37","modified_gmt":"2025-05-19T19:00:37","slug":"getting-appraisals-before-getting-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.highpointeins.com\/blog\/getting-appraisals-before-getting-umbrella-insurance\/","title":{"rendered":"Getting Appraisals before Getting Umbrella Insurance"},"content":{"rendered":"

If you have a significant amount of property needing insurance, it might be easier to consolidate all of your property under one umbrella insurance policy. To do this, you need to take stock of your assets to determine the amount of umbrella insurance necessary. Check the liability coverage limits of your base insurance policies, as that will affect the value of your assets. Ideally, you should have enough coverage to equal your net worth, plus some additional coverage for future earnings and liabilities.<\/p>\n

Appraise All Your Assets<\/h2>\n

Before getting umbrella insurance, you must have your assets appraised. This includes, but is not limited to, investments, savings, homes, and vehicles. Get an estimate of the full value. This will be crucial in determining what you require in an umbrella insurance policy. For comprehensive protection, you’ll need to consider any future earnings. You will also have to factor in how risky your lifestyle is. If you have any existing insurance policies, they will need to be reviewed closely. An insurance professional will be very helpful in providing the assistance you need at this time.<\/p>\n

Contact HighPointe Insurance Services in Overland Park, KS<\/h2>\n

If you are in the Overland Park, KS, area and think umbrella insurance is right for you, please contact HighPointe Insurance Services LLC. We will connect you with one of our knowledgeable and helpful agents who will be dedicated to helping you find the insurance policy best suited to your unique needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you have a significant amount of property needing insurance, it might be easier to consolidate all of your property under one umbrella insurance policy. To do this, you need to take stock of your assets to determine the amount of umbrella insurance necessary. Check the liability coverage limits of your base insurance policies, as […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9,23],"class_list":["post-248","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highpointe-insurance-services-llc","tag-overland-park-ks","tag-umbrella-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t