{"id":283,"date":"2026-10-31T12:00:00","date_gmt":"2026-10-31T06:00:00","guid":{"rendered":"https:\/\/www.highpointeins.com\/blog\/?p=283"},"modified":"2026-10-28T16:37:49","modified_gmt":"2026-10-28T10:37:49","slug":"will-motorcycle-insurance-cover-accidents-with-bicyclists","status":"publish","type":"post","link":"https:\/\/www.highpointeins.com\/blog\/will-motorcycle-insurance-cover-accidents-with-bicyclists\/","title":{"rendered":"Will Motorcycle insurance cover accidents with bicyclists?"},"content":{"rendered":"<p>A crash involving a motorcyclist and a bicyclist has the potential to be deadly for both parties. If you are involved in such a situation while riding in Overland Park KS, your thoughts will immediately turn to insurance.<\/p>\n<p>Will motorcycle insurance cover a crash with a bicyclist?<\/p>\n<p>Let&rsquo;s find out from the experts at HighPointe Insurance Services LLC, serving the entirety of the greater Overland Park, KS area.<\/p>\n<h2>Crashes With Bicyclists<\/h2>\n<p>If you strike a bicyclist while riding your hog, don&rsquo;t panic. &nbsp;Instead, shift your thoughts to your unique coverages available through motorcycle insurance.<\/p>\n<p>Your motorcycle insurance policy includes liability coverage. Such coverage is applicable in these instances.<\/p>\n<p>The purpose of your insurance carrier offering liability coverage is that there is the potential for crashes with other parties on the road including bicyclists.&nbsp;<\/p>\n<p>As such, you won&rsquo;t have to pay for the entirety of the damages. Liability coverage ensures you do not end up shelling out your savings and selling assets to cover ensuing costs.<\/p>\n<h2>What About Fault?<\/h2>\n<p>If you are responsible for the crash with the bicyclist, insurance still has the potential to cover a portion or possibly even all of the resulting expenses. Such expenses range from medical bills to repairs to your motorcycle and more.<\/p>\n<p>It is also possible the bike rider&rsquo;s insurance will be applicable. As an example, if the bicyclist has personal healthcare insurance, it will be applicable to cover his or her ensuing health costs.<\/p>\n<h2>HighPointe Insurance Services LLC is on Your Side<\/h2>\n<p>Are you considering buying or leasing a motorcycle? Perhaps you already own one. If so, dial 913-905-1486 to get a customized motorcycle insurance quote today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A crash involving a motorcyclist and a bicyclist has the potential to be deadly for both parties. If you are involved in such a situation while riding in Overland Park KS, your thoughts will immediately turn to insurance. Will motorcycle insurance cover a crash with a bicyclist? Let&rsquo;s find out from the experts at HighPointe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,22,7,29,6],"class_list":["post-283","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highpointe-insurance-services-llc","tag-insurance","tag-ks","tag-motorcycle","tag-overland-park"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"A crash involving a motorcyclist and a bicyclist has the potential to be deadly for both parties. 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