Suppose that you own a boat, and you only like to take it out a few weeks each Summer, leaving it in the garage the rest of the year. Is it possible to buy short-term insurance, or do you need to keep it protected all year long? What are your options in Overland Park, KS?<\/p>\n
Unfortunately, you’re not likely to find an insurer that offers month to month insurance. State, local and federal law surrounding insurance typically mean that even if an insurer wanted to offer such a policy, they wouldn’t be allowed to.<\/p>\n
This means that, unless you can afford to insure the boat yourself, or you’re willing to run the risks of piloting it uninsured (which is difficult to recommend for a range of legal reasons), your options are relatively limited here.<\/p>\n
You can buy a six month policy from many insurers. This will keep you covered through all of the Summer and a few extra months on top of that, which may be incentive to get out there and do a little more fishing next year. But if you really can’t find time to spend more than a few weekends a year out on the water, this is still a big commitment for a part-time hobby.<\/p>\n
You can simply cancel your insurance after a month, but this presents a number of difficulties. You’re generally going to be required to pay a large portion of your insurance policy up front, and it can be hard to say goodbye to that money when you’re not actually completing the policy. Some states require a sixty day cancellation period before you can stop payments.<\/p>\n
Ultimately if six months is too much of a commitment, the smartest choice may be to sell the boat, and simply rent one with a short term policy when you’re ready to hit the water. Or, get a 12 month policy from HighPointe Insurance in Overland Park, KS and make the most of it.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Suppose that you own a boat, and you only like to take it out a few weeks each Summer, leaving it in the garage the rest of the year. Is it possible to buy short-term insurance, or do you need to keep it protected all year long? What are your options in Overland Park, KS? […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12],"class_list":["post-55","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highpointe-insurance-services-llc-blog-order-october-2017"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/55","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/comments?post=55"}],"version-history":[{"count":1,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/55\/revisions"}],"predecessor-version":[{"id":56,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/posts\/55\/revisions\/56"}],"wp:attachment":[{"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/media?parent=55"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/categories?post=55"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.highpointeins.com\/blog\/wp-json\/wp\/v2\/tags?post=55"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}