{"id":67,"date":"2018-05-14T14:00:00","date_gmt":"2018-05-14T02:00:00","guid":{"rendered":"https:\/\/www.highpointeins.com\/blog\/?p=67"},"modified":"2018-05-08T02:55:04","modified_gmt":"2018-05-07T20:55:04","slug":"why-you-need-condo-insurance","status":"publish","type":"post","link":"https:\/\/www.highpointeins.com\/blog\/why-you-need-condo-insurance\/","title":{"rendered":"Why You Need Condo Insurance"},"content":{"rendered":"<p>At HighPointe Insurance Services LLC, in Overland Park, KS, we know insurance can be overwhelming. While condo insurance may not be required by your building&rsquo;s HOA, there can be a number of benefits to purchasing this important coverage.<\/p>\n<p><strong>Why Should You Purchase Condo Insurance?<\/strong><\/p>\n<p>Condo insurance can help replace your lost valuables after a storm or disaster. It can help pay to rebuild your and may even pay for alternate accommodations if you are forced to leave due to a disaster or other event. &nbsp;<\/p>\n<p>While the HOA&rsquo;s insurance protects the common areas, it generally does not protect your individual unit.<\/p>\n<p><strong>Reasons to Have Your Own Condo Insurance <\/strong><\/p>\n<ul>\n<li>Fire or theft: If you are the victim of a fire or a burglary, your condo insurance policy will pay to repair or replace any damaged or stolen items.<\/li>\n<li>Storms: If a tornado, hurricane, or other storm leaves you temporarily stranded, your policy will cover things like hotels and meals until you can get back into your unit.<\/li>\n<li>Accidental injuries: If someone is accidentally injured in your condo, your insurance will help cover their medical bills and\/or your legal fees.<\/li>\n<\/ul>\n<p><strong>Still not sure you need condo insurance? As yourself these simple questions: <\/strong><\/p>\n<ul>\n<li>Would you be able to replace all your possessions on your own if they were lost today in a fire or theft?<\/li>\n<li>If your condo were damaged by a tornado, would you be able to pay for all the repairs your Condo Association doesn&rsquo;t cover?<\/li>\n<li>If your condo were suddenly uninhabitable, would you be able to afford a hotel?<\/li>\n<\/ul>\n<p>If the answer to one or all of these questions is no, you should look into a condo insurance policy. Contact the independent agents at HighPointe Insurance Services LLC today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At HighPointe Insurance Services LLC, in Overland Park, KS, we know insurance can be overwhelming. While condo insurance may not be required by your building&rsquo;s HOA, there can be a number of benefits to purchasing this important coverage. Why Should You Purchase Condo Insurance? Condo insurance can help replace your lost valuables after a storm [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,9],"class_list":["post-67","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highpointe-insurance-services-llc","tag-overland-park-ks"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"At HighPointe Insurance Services LLC, in Overland Park, KS, we know insurance can be overwhelming. While condo insurance may not be required by your building\u2019s HOA, there can be a number of benefits to purchasing this important coverage. Why Should You Purchase Condo Insurance? 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