What is Renters Insurance?
If you live in a rented apartment, condominium or home, you need to protect yourself and your space from the unexpected. Because your landlord’s insurance policy doesn’t cover your belongings, renter’s insurance is a smart choice for safeguarding yourself in the event of theft, sewer backup damage, tornadoes and more.
- Pays to replace personal property during a covered loss. In some cases, this includes items left inside your vehicle, in your luggage while you are traveling, and more.
- Protects you against liability claims. This can include instances where a guest in your home is injured, your dog accidentally bites someone at the park, or your child accidentally breaks a neighbor's window with a baseball—plus many other scenarios.
- Covers specialty items, such as jewelry, furs, and guns. Endorsements are available to help cover high value or other specialty items in the event of a loss.
- Pays for you to have someplace to stay while your landlord fixes your home or apartment. Certain renter's insurance policies will pay for a hotel or other temporary housing after a catastrophic claim.
How much does a Renters Insurance policy cost?
You likely have thousands of dollars in property. Maybe you can't afford to replace it all, but you can insure it. A renter’s insurance policy often costs less than a dollar a day. In case of the unexpected, that small daily cost may save you thousands.
Partner with HighPointe Insurance Services to help you select the best renter’s insurance protection today!