Understanding RV and Towing Insurance Coverage

If you foresee towing your recreational vehicle in the future, it’s crucial to ensure that you have adequate insurance protection for your RV and the towing equipment that you will be using.

RV Property Coverage

The first thing you should consider is the amount of insurance coverage you have for your RV. Because you will be transporting your RV, there is an increased risk of damage to your vehicle.

Property coverage will protect the walls, flooring, and other materials of your RV. It can also protect furniture, appliances, and other essentials that are permanently stored in your RV.

Towing Equipment

Your recreational vehicle insurance policy can protect the towing equipment that will be used to transport your RV. If you are involved in an accident while you are actively towing the RV, the insurance coverage will protect damaged towing essentials.

This type of coverage can also protect against damaged or stolen towing essentials when your vehicle is parked. If you have your RV hooked up to the towing equipment, any items that are covered by your insurance policy will be protected.

Roadside Coverage

Your towing equipment could become damaged while en route to your final destination. If your trailer encounters a flat tire or an electrical problem, you may need to pull off the road. Access to roadside coverage designed for RV owners will allow you to seek emergency mechanical repairs as needed.

Consult with an Agent Who Serves Overland Park, KS

If you are ready to upgrade your RV insurance policy, do not hesitate to contact one of our agents. Schedule an appointment to consult with an agent from HighPointe Insurance Services LLC.