There’s nothing like enjoying the road in Kansas on your slick motorbike. Whether you also have a car or ride a motorcycle exclusively, having insurance coverage is still important. As a Kansas resident, you have specific requirements to protect you and other drivers and passengers on the road. Here is what HighPointe Insurance Services LLC, serving Overland Park, KS, wants you to know.
The Answer Is Yes
The short answer is yes, if you own a motorcycle in Kansas, having separate motorcycle insurance is mandatory. Just as when you’re driving a car, you must have proof of your motorcycle insurance on you at all times on the road. If you don’t carry insurance and proof of it, it can lead to the same consequences as not having car insurance.
Why Consider More Than Minimum Requirements
While there are minimum requirements for carrying motorcycle insurance in Kansas, a motorcycle owner should consider going beyond the basic requirements, as only having minimum coverage may not be enough after a serious accident.
After all, a serious accident may involve extensive medical bills for the driver or anyone else injured, bike repairs or replacement, as well as liability claims. Plus, with more comprehensive coverage, a motorcycle rider can have financial protection in the case of weather damage or vandalism.
Why Avoid Riding Without Insurance
It’s simply not worth running the risk of hitting a road on your bike without proper insurance coverage. Getting pulled over without insurance can cost you extensive fines and court fees. It can also come with a suspension of your license and higher insurance premiums later.
Enjoy life on the road with the right motorcycle coverage. To learn more, contact the professionals at HighPointe Insurance Services LLC, serving Overland Park, KS and surrounding areas.
