A crash involving a motorcyclist and a bicyclist has the potential to be deadly for both parties. If you are involved in such a situation while riding in Overland Park KS, your thoughts will immediately turn to insurance.
Will motorcycle insurance cover a crash with a bicyclist?
Let’s find out from the experts at HighPointe Insurance Services LLC, serving the entirety of the greater Overland Park, KS area.
Crashes With Bicyclists
If you strike a bicyclist while riding your hog, don’t panic. Instead, shift your thoughts to your unique coverages available through motorcycle insurance.
Your motorcycle insurance policy includes liability coverage. Such coverage is applicable in these instances.
The purpose of your insurance carrier offering liability coverage is that there is the potential for crashes with other parties on the road including bicyclists.
As such, you won’t have to pay for the entirety of the damages. Liability coverage ensures you do not end up shelling out your savings and selling assets to cover ensuing costs.
What About Fault?
If you are responsible for the crash with the bicyclist, insurance still has the potential to cover a portion or possibly even all of the resulting expenses. Such expenses range from medical bills to repairs to your motorcycle and more.
It is also possible the bike rider’s insurance will be applicable. As an example, if the bicyclist has personal healthcare insurance, it will be applicable to cover his or her ensuing health costs.
HighPointe Insurance Services LLC is on Your Side
Are you considering buying or leasing a motorcycle? Perhaps you already own one. If so, dial 913-905-1486 to get a customized motorcycle insurance quote today.
