Common Auto Insurance Myths Kansas Residents Should Be Aware Of

HighPointe Insurance Services LLC assists the Overland Park KS community by providing insurance coverage to meet their needs. We work with each of our clients to help them find coverage that aligns with their personal situation. In order to offer our clients the best service possible, we have established successful partnerships with several top insurance companies.

Auto Insurance Myths

Auto insurance allows you to protect your asset. The policy covers your vehicle in the event that it is damaged, stolen, or vandalized. You’ll be protected in the event that you are involved in an accident. Unfortunately, there is a lot of misinformation regarding auto insurance policies, so here are some common auto insurance myths to watch out for.

Tickets May Automatically Impact Your Policy

This is inaccurate. As long as you maintain an overall clean driving record, you will not be impacted. Mistakes happen and one ticket will not completely alter things. However, it is important that you avoid getting another ticket.

Vehicle Colors Are Important

The color of your vehicle is not a weighted factor when developing your policy. Things that are taken into consideration include your vehicle’s safety features, model, and body type.

The Policy Covers Any Vehicles That You Use For Business Purposes

If you are using your vehicle for business-related purposes on a regular basis, you may have to explore another type of coverage. Do not assume that your policy covers every aspect of your vehicle’s usage. Research the terms of your policy carefully.

The Possessions In My Vehicle Are Covered

This is incorrect. If you leave some valuable possessions in your vehicle, they are not covered through your auto insurance policy. You can try to amend your policy or seek additional coverage.

HighPointe Insurance Services LLC Will Guide You Through The Process

Stop by our office in Overland Park, KS today and we will help you find coverage for your vehicle.