Home Insurance Questions for First Time Home Buyers

Buying your first home can be an exciting time. There are many details that must be considered, however, to make sure that this huge, new investment is completed properly. The folks at HighPointe Insurance Services LLC are here to help you navigate these sometimes confusing waters. We are now serving Overland Park, KS and surrounding areas, and we are prepared to help you better understand home insurance issues. 

Don’t Procrastinate

If you are buying a home for the first time, you should not put off purchasing the homeowner’s insurance. When you procrastinate on this important decision, you will, later on, feel a crunch to make a hurried decision. When you make a rushed decision you will not consider your options as carefully and will probably not get the best deal. While you are finalizing the purchase of your house, you should also be shopping around for homeowner’s insurance. 

Pay Close Attention to Your Home Inspection

The home inspection is the key to understanding how much your home is going to cost you in maintenance and repairs. If there are warning signs during the home inspection, it can help you better purchase homeowner’s insurance policies that will really cover the costs of what you need. It is very easy to get caught up in the excitement of your new home purchase and begin to ignore the warning signs which the home inspection will bring to light. 

Shop Around

You will want to compare several different policies to make sure you are getting the best one for you and your family. Do not assume that all policies are created equal. 

Purchasing your first home can be exciting and exhausting. There are many details to consider. Homeowner’s insurance should be one of the most important details during this process. If you have further questions, please contact us at HighPointe Insurance Services LLC, now serving Overland Park, KS and surrounding areas.